Health insurance rights for gay couples

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Please Note: Insurance providers typically require IUI to be "doctor supervised" and do not acknowledge "at-home" inseminations. Among the ins and outs insurers must comply with under the Patient Protection and Affordable Care Act is paying out rebates to policyholders when they do not meet preset medical loss ratio thresholds. Can a same-sex married couple elect to treat a jointly owned and operated unincorporated business as a Qualified Joint Venture? If a sole proprietor employs his or her same-sex spouse in his or her business, can the sole proprietor get a refund of Social Security, Medicare and FUTA taxes on the wages that the sole proprietor paid to the same-sex spouse as an employee in the business? While the specific verbiage defining who is a qualified beneficiary has not changed, the federal regulatory phrase "…the spouse of the covered employee 2 " now means both opposite- and same-sex individuals who are legally married to the covered employee. Just as we did not ask them to change their religious beliefs when we legalized divorce and legalized birth control. How many people in all may gain employer health insurance thanks to the Supreme Court ruling?
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